Any Australian citizen or permanent resident, who is 18 years or older and is employed, earning at least $300 per week.
How much does it cost?
At the end of every month, you can choose to pay off your balance in full, or simply make a payment that suits your budget (note: there is a minimum repayment of $40 per month required). A monthly account fee of $6 applies. This fee is waived if you pay your balance in full by your due date.
There is NO establishment fee to setup your account and it's interest free always! If you have repaid your balance down to $0 by your due date (up to 60 days after your purchase), you will never be charged any additional fees.
How do I apply for an account?
You can apply for an account here or while making a purchase at any participating stores. To sign up, all you need is a social media account and to confirm the details that you would normally enter when shopping online (e.g. your name, email, mobile, address, DOB, gender and a valid repayment method).
Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later!
Once your approved for an account you never have to sign up again and can continue to reuse it as much as you like.
To approved applicants only. You may be approved for a lower limit. $6 monthly Account fee applies. Pay closing balance by due date and the Account fee is waived. No balance. No fee. See contract for details. zipMoney Payments Pty Ltd. ABN 58 164 440 993.